What Sets Us Apart At The Reserve cash and liquidity management is our core business. Our entire organization is dedicated to providing our business partners with superior cash and liquidity management solutions to help them achieve their goals and objectives.
The Reserve Cash SweepSM
Only The Reserve offers a complete On- and Off-Balance-Sheet solution to help grow your deposits and meet your clients' safety and liquidity needs. The versatility of The Reserve Cash Sweep solution is what has attracted so much attention from banks looking to improve margins and fund loan growth.
By sweeping your clients' idle cash balances to an established account within your own bank, you not only increase your bank's deposits to loan against and fund other investments, but you are offering your clients the benefit of FDIC-insurance on their "swept" dollars. And for those clients who wish to sweep to money funds, they will have the benefit of investing in funds with attractive yields and a high degree of safety and liquidity from the company who invented them.
What's your plan to improve margins and grow deposits in 2008
The Reserve's Cash Sweep solution offers you the ability to pay interest on corporate and commercial account balances, thereby keeping loanable deposits in your bank. The Reserve Cash Sweep, the most unique sweep solution in the market today, must be part of your plan to improve your margins and fund loan growth in 2008.
Read what your peers (and maybe your competitors) are saying about The Reserve.
Learn how The Reserve Cash Sweep can help build your business.
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Reserve Insured Deposits® Program
Another first for The Reserve is a patented deposit placement engine that can quickly and efficiently fulfill your bank's deposit needs. It offers a cost-effective, growing source of stable deposits for program banks that are interested in a low-maintenance, high dollar deposit account.
Through Reserve Insured Deposits®, our patented FDIC-insured sweep process, we have generated
nearly $25 billion of deposits for approved FDIC-insured institutions.
Learn how Reserve Insured Deposits® can help grow your deposits.
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The Reserve's Funds
The Reserve can provide your institution with enhanced product offerings, including a large selection of taxable, tax-exempt and municipal money funds designed to meet the investment needs of your customers.
To learn more about how your bank can benefit from The Reserve's cash management products, services, and solutions, contact your Regional Consultant.
Reserve Insured Deposits® is a Federal Deposit Insurance Corporation (FDIC)- insured money market deposit account and not a money market fund. Funds maintained in Insured Deposits Accounts at each participating bank are insured up to $100,000 ($250,000 for certain retirement accounts) by the FDIC for each category of legal ownership, including any other balances you may hold directly or through other intermediaries, for a total of up to $1,000,000 of FDIC insurance. Please read the Terms and Conditions carefully before investing. Reserve Insured Deposits is offered by Reserve Management Corporation.
FDIC insurance on each On-Balance-Sheet Cash Sweep account will be limited to a combined total of $100,000 for all deposits held in the same legal ownership category per bank, which includes an On-Balance-Sheet account and any other balances held directly or through other intermediaries. Please read the Terms and Conditions carefully before investing.
An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although money market funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a money market fund. Money market yields may vary.
The Interstate Tax-Exempt Fund is a tax-exempt fund, which may be subject to state and local taxes.
The State-Specific Municipal Money-Market Funds are exempt from federal income and state and local personal income and/or property taxes, if any, for resident investors. Income from these funds may be subject to the federal alternative minimum tax and state or local taxes, if applicable.
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